The practical, human way to be ready.
And the thing that gets you to the finish line when you're already overwhelmed.
AfterMatters helps you organize your life now, and walks the person responsible for closing an estate through it later. Step by step. Document by document. Without abandoning them halfway.
Estate closure isn't paperwork. It's attrition.
Most people picture estate closure as a stack of forms. The real story is different. The person handed the responsibility, usually already grieving, hits frozen accounts, institutions that won't talk to them without documents they don't have, dead ends, setbacks, and a process that drags on for a year or more.
So they stall. The box goes in the closet. And value quietly leaks out of the estate. Missed deadlines, penalties, accounts that lapse. Not because anyone did anything wrong, but because one overwhelmed person gave up.
That's the gap AfterMatters fills. We keep you moving. We tell you what's next, hold your documents, remove the roadblocks, and get you either to the finish line yourself or to the point where a lawyer is quick and affordable instead of slow and expensive. You don't have to abandon this. And you don't have to do it alone.
Most families never know how much of an estate quietly goes missing, because nobody is keeping track and nobody has an incentive to tell them.
The average Canadian estate takes approximately 16 months and 570 hours of one person's time to close. One in five takes longer than 18 months.
One Living Archive. Two ways in.
Whether you're in the middle of an estate right now or trying to make sure your people never have to be, AfterMatters is built for the moment you need it.
Get to the finish line.
Upload what you have. Wills, statements, the binder, the photos on your phone. We classify the documents, extract what drives action, and hand you an ordered, Ontario-correct checklist that knows what depends on what. Probate or not. What to file first. When you need the Clearance Certificate. Who can help with which parts.
Start closing an estateStart your Living Archive.
A living, organized home for the things your people would need if you couldn't tell them yourself. Accounts, documents, wishes, business access, pets, property, digital life. Built section by section. Tended over the years. Shared only with the people you choose, only when you choose.
Start your Living ArchiveSimple pricing. One engine underneath.
No subscription to close an estate, and no charge at all when the person had a plan.
Closing an estate
You pay once. We guide the whole closure, step by step, for your province, for as long as it takes.
Getting organized
Your documents, your accounts, your passwords and your wishes, kept current and ready for the people you choose.
Free when they had a plan
If the person who died held a Living Archive, closing their estate costs the people they left behind nothing. It is already covered by what they paid.
| Plan | Price | Who it is for |
|---|---|---|
| Individual | $109 a year | One person, including solo agers |
| Couple | $199 a year | Two people on one plan, $19 less than two individual plans |
| Family of 4 | $429 a year | Up to four people, and they do not have to be one generation |
| Each added member | $75 a year | Beyond four, at a reduced rate, so the plan can grow with the household |
| Closing an estate | $199 to $249, one time | Anyone closing an estate, whether or not the person had a plan |
Ask Alice is included in every plan and is never behind a paywall.
A plan can cover people across generations, from solo agers to families of every style. It is not only for a household under one roof.
Your documents, turned into a plan.
AfterMatters is built around one capability. We read the documents you actually have. Messy uploads, phone photos, scanned letters, statements. And we turn them into something you can act on.
An ordered personalized closure plan, with the right documents attached to the right step, and the right people credentialed to help with the parts you choose.
An organized Living Archive that knows what you've already given us, what's missing, and what to ask you for next.
Same engine. Two front doors.
A chat thread or a fractured binder won't always hold all your passwords, wishes, business matters, or legal documents. It also can't be trusted with pre-authorized access. It won't always remember your estate next week. It also can't coordinate your siblings. AfterMatters can.
There are other options. Here's where we sit.
There's the do-it-yourself route, the AI-chatbot route, and the full-service estate firm route. We sit deliberately between them.
Humanized and matter-of-fact
A steady hand walking beside you. Not an expensive professional service. Not a cold checklist. We tell you what's next in plain language, explain why, and stay out of your way the rest of the time.
Self-serve and affordable
You shouldn't have to hire an expensive service to get unstuck on one frozen account. AfterMatters is priced so most people can actually use it, not the thing they call after they've already given up.
The pieces no one else builds
Pre-credentialed access for the people you trust. Section-by-section control. A real path for self-employed business continuity, solo agers, chosen families, and women building their own Living Archive over the years. The infrastructure underneath, not just the checklist on top.
If you were hospitalized tomorrow, would your business survive running solely on its own?
For solo and small-business owners, the answer is usually no. And the reason is mundane. Payroll, client deliverables, supplier payments, the bank login, incorporation documents, the accountant's contact. All of it lives in one person's head or in multiple locations. If that person is suddenly out of commission, the business can unravel within days. Not because anyone did anything wrong, but because nobody can get in.
AfterMatters lets you pre-credential a trusted person for the business section of your Living Archive. Your partner, your operations manager, a sibling, a friend. If something happens, they can step in immediately and keep things running. No waiting on institutions. No password hunt. No 3 a.m. scramble for the QuickBooks login.
Who this matters most for
This is access-control infrastructure. It is the thing a chatbot can't replicate and a binder in a drawer can't deliver.
Not just death. Every difficult moment.
AfterMatters is built for the moments life becomes complicated, not just the moment it ends.
Estate closure when someone has passed
When you're responsible for closing an estate, AfterMatters gives you an ordered, Ontario-correct checklist built from the documents you actually have.
Unexpected hospitalization or medical emergency
A sudden medical event leaves the people you trust scrambling to find insurance details, medication lists, banking access, and emergency contacts.
Aging parents whose affairs are not organized
Help them document assets, accounts, and wishes, so you are not discovering the unknown in a crisis.
Solo agers, chosen families, and anyone the default forms ignore
Designate trusted contacts and assign section-by-section access on your own terms, without relying on traditional next of kin.
Organization is not pessimism. It is the most practical gift you can give yourself and the people you love.
Section-by-section assignment
Your accountant sees business finances, not your medical records. Your neighbour can reach your home and pet details without accessing your bank accounts.
Verified access only
No one can claim to be your executor or emergency contact without identity verification.
Trigger-based permissions
Access works in two ways.
- The account holder can manually unlock access at any time, choosing to open specific Sub Archives to specific people when travelling, planning a procedure, or simply wanting someone to have what they need.
- Trusted people can be set up in advance with preset authentication requirements. If notified that the account holder needs support, they are already credentialed and can access their assigned Sub Archives. No waiting, no scrambling, no reliance on institutions to grant permission.
Revocable at any time
Permissions can be updated, expanded, or removed whenever you choose.
Built for the people who need this most.
Someone named you, or someone passed, and you were the closest one. You're staring at a binder, a will, and an inbox full of things you don't know how to answer. AfterMatters meets you where you are and walks you to the end.
Women will control nearly $4 trillion in Canadian assets by 2028 (CIBC). Many are inheriting financial responsibility they never held, often in their 40s through 60s. AfterMatters is the place to build your own Living Archive on your terms. Organized, current, and yours.
Your family shouldn't be stuck guessing. Get your affairs in order through your association or union. We work with the groups that protect their people.
Pre-credential a trusted person for your business so a single bad week doesn't end what you've built. See the small-business section above for the full walkthrough.
LGBTQ+ Canadians, the unmarried, the chosen-family households, the people without obvious next of kin. AfterMatters works the way you actually live, not the way the default forms assume you live.
Four ways to work with us.
Sized to the firm or the network. Start light, deepen from there.
Referral
You point clients to AfterMatters at planning or after a loss. They come back organized, and they stay your clients. Nothing to build, live in days.
White label
AfterMatters under your brand, offered as a client service. Your name on the calmest experience of a hard season.
Reseller
You buy at the partner rate and set your own client price, keeping the margin. Useful where the service is billed as part of an existing package.
Integration
You hold and administer the client's account as part of your own service, connected into your intake and workflow.
Who this is for: wealth management, funeral homes, estate lawyers and notaries, insurance brokers, associations and unions, retirement residences.
In every model, a client's closure is included when their household holds a plan. That rule never changes.
Three ways into the Ontario beta.
Ontario goes live this fall. These places are open now, before the launch.
Pilot
A 90-day pilot for 10 client households. It measures intake rather than finished closures.
Founding partner
A six-month program for approximately 25 to 50 households.
Design partner
One partner per sector, working closely with AfterMatters and participating in a joint case study.
Thank you for reaching out.
Your submission has been received. We'll be in touch personally — partnerships are never automated here.
We don’t replace the industry. We connect it.
Estate Lawyers
Store the documents they create, organize the assets, and hand the lawyer a pre-organized estate so their time is spent on legal work and not chasing paper.
Financial Advisors
Asset lists, investment accounts, pension details, and beneficiary designations are centralized
Healthcare & Elder Care
Medical directives, care preferences, and emergency contacts
Real Estate & Property
Renovation history, appliance records, and property documentation supporting home sales and estate closures
Digital Legacy
Social media, email accounts, digital subscriptions, and online presence
Pet & Family Care
Microchip numbers, vet contacts, care instructions, and guardianship wishes
Insurance Providers
Policy numbers, claim procedures, and provider contacts organized for beneficiaries
Funeral & Final Services
Final wishes, pre-paid arrangements, and service preferences
What we are. What we aren't. Where your data lives.
We are a guided organizational tool
We prepare you for the lawyer, the accountant, and the institutions, so the work is faster and cheaper when you do need them.
We do not provide legal or tax advice
When the situation calls for a professional, we tell you and make the handoff easy. We don't replace your estate lawyer, financial advisor, or notary. We make them more effective.
Your data will be stored in Canada.
AfterMatters is built to meet Canadian privacy expectations and the data residency requirements of the institutions we partner with. Sensitive identifiers are scrubbed before any AI processing. Raw documents stay in our environment.
Where we are. Where we're going.
We're building AfterMatters in the open, with transparency and care. Here's where we are and where we're headed:
Ontario alpha
In testing with our first users and a waitlist building behind them.
Ontario launch
Quebec and British Columbia
In English and French.
Every remaining province and territory
United States
Licensed worldwide
So an estate can be closed from anywhere.
Why I'm building AfterMatters
Ten years ago, when I was single and struggling with undiagnosed mental health challenges, I had a moment of terrifying clarity: if something happened to me, no one had a complete picture of my life. Not my accounts, not my obligations, not my wishes. It would have been an absolute nightmare for my family.
That realization never left me.
Years later, newly engaged to my husband Jeff, I had a medical emergency. We had built a life together, but we still hadn't shared the crucial information each of us would need if something happened to the other. We had no clear plan, no organized documents, no guidance on who should handle what. That experience changed everything.
As someone who spent over 25 years across healthcare, hospitality, technology, and strategic partnerships, I knew how to solve complex problems through intelligent systems. But this was different. This was deeply personal.
I spent the next three years researching estate closures and listening to people share their stories. I heard from executors handling estates for family members they loved. I spoke with distant relatives managing affairs for people they barely knew. I listened to solo agers' plans for a future without an obvious next of kin. I met with appointed professionals navigating complex situations. And I learned from LGBTQ+ individuals whose chosen families weren't legally recognized.
Every conversation confirmed what I already knew: everything is fractured. Documents in one place, passwords in another, verbal wishes that never make it onto paper, and people left scrambling while they are grieving.
What I discovered was that Canada had no comprehensive solution that truly served everyone in these diverse situations. And not everyone can afford estate lawyers or ongoing professional help to navigate it all.
AfterMatters is my answer.
One of those medical emergencies also taught me something I didn't expect. When you run a business alone, the people who love you can't help you if they've never had access to it. That's why business continuity for self-employed Canadians is built into AfterMatters from day one.
This platform recognizes that estate planning isn't just for traditional families. It's for anyone who will eventually pass away (which is 100% of us) and anyone who might be responsible for handling someone else's affairs, whether they wanted that responsibility or not. It's designed to work across all incomes and all family structures. Single or partnered. Traditional families or chosen families. People with support systems and people without them.
Preparation isn't pessimistic. It's practical. And it's something all of us need, regardless of our family structure, our income, or whether anyone is expecting us to think about it.
With kindness,
Sue Campbell, Founder